Comprehensive Protection: Short Term & Long-Term Disability Insurance
Disability insurance is designed to provide financial protection in the event of an injury or illness that impairs one’s ability to earn an income. Typically, the benefit will provide either short term or long-term funds to cover treatment costs and pay for necessities during the recovery period.
Short-Term Disability Insurance (Weekly Indemnity)
Every business has its own needs and budgets when it comes to its employee benefits plan. Flexible options let you determine the amount of time an employee must be unable to work before receiving their short-term disability benefit, along with the length of time for the coverage.
Long-Term Disability (LTD) Insurance
The goal of long-term disability coverage is to help an employee or owner of a business during their recovery by providing much needed funds towards treatment and maintaining their current lifestyle. Long-term disability benefits will pay monthly benefits for a period of time determined by your custom plan.